At Kubera Finco, we specialize in private financing for the following types of properties:
– Residential Properties: Apartments, Residential Houses, Flats, Villas, Farmhouses.
– Open Lands: Open Plots, Farm Plots, Agricultural Lands.
– Commercial Properties: Office Spaces, Retail Spaces, Commercial Buildings.
– Industrial Properties: Manufacturing Units, Warehouses, Godowns, and Flex Spaces.

We offer financing ranging from ₹10 Lakhs to ₹100 Crores, depending on the market value of your property.

We provide private financing for up to 70% of the market value of the property, ensuring you get a substantial amount for your needs.

Kubera Finco provides flexible repayment options, including:
– Monthly or Quarterly Interest Payments.
– Repayment of the Principal Amount in a lump sum or in parts, based on your financial situation.

Our interest rates are highly competitive, starting at just 1% per month, ensuring affordability for our clients.

No, we maintain complete transparency.
– Our commission is only 6% of the total financed amount.
– There are no hidden charges or extra fees involved.

To apply for private financing, you’ll need the following:
– Identity Proof: Aadhaar, Passport, PAN, or Driving License.
– Address Proof: Utility Bills or Bank Statements.
– Property Documents: Sale Deed, Title Deed, or Ownership Proof.
– Income Proof: Bank Statements or Rental Income Details (if applicable).

Your property remains safe throughout the financing period. It is only held as collateral and is released once the full amount (principal + interest) is repaid.

Our process is fast and efficient. Once all documents are submitted, financing is typically approved and disbursed within 7 to 15 days

Yes, borrowers have the flexibility to repay the principal amount in full or in parts, depending on the availability of funds.

Yes, NRIs can avail of private financing from Kubera Finco. Additional documentation, such as proof of NRI status, may be required.

In case of delayed payments, additional charges may apply. It’s essential to communicate with our team if you anticipate delays, so we can help with suitable solutions.

Yes, we accept multiple properties as collateral for a single financing deal, subject to their combined market value.

Our team offers end-to-end support, including property valuation, documentation, and repayment guidance, ensuring a smooth experience.

Yes, the entire process is governed by legal agreements that ensure transparency and mutual trust. Both parties sign a legally binding agreement specifying terms such as the interest rate, repayment schedule, and collateral details.

No, Kubera Finco does not take ownership of your property. The property is held as collateral for the duration of the financing term. Ownership remains with you, and the collateral is released upon full repayment of the principal and interest.

Yes, a nominal fee for property evaluation may apply, depending on the location and type of property. This ensures an accurate assessment of the property’s market value.

Absolutely. You are welcome to have your legal representative review the agreement and terms before signing. Transparency and clarity are essential to us.

To process private financing, you’ll need:
– Title Deed or Sale Deed of the property.
– Encumbrance Certificate (EC) for a specified period.
– Latest property tax receipts.
– Identity and address proof (Aadhaar, PAN, etc.).
– Income documents, if applicable.
Our team will provide a comprehensive checklist to simplify the process.

In case of disputes or unclear ownership of the collateral property, the financing process will be paused until the issues are resolved. Borrowers must ensure the property is free of legal disputes and encumbrances before applying.

Yes, but only if the existing loans are cleared or if Kubera Finco agrees to settle the outstanding loan as part of the financing process. A thorough legal evaluation will be conducted in such cases.

No, Kubera Finco does not impose penalties for early repayment of the principal amount. This is explicitly mentioned in the financing agreement.

Kubera Finco adheres to strict privacy policies. All personal and property-related information shared with us is protected and used solely for the purpose of private financing.

Yes, co-owners can apply for financing, provided all co-owners agree to pledge the property as collateral. Consent and signatures from all co-owners are mandatory.

Partial repayment of the principal is allowed. The balance principal will remain secured by the collateral, and the interest amount will be adjusted accordingly.

The financing terms remain as agreed at the time of disbursement. Changes in property value do not affect the repayment terms or the amount financed.